So you’ll be prepared at the scene:

• Keep critical, relevant documents in your car, such as registration, proof of auto insurance, your leasing agent’s name. It’s also a good idea to carry important medical information (allergies, doctors names) for you and your family members.

• Ensure that your car is emergency ready. Flares, orange cones, emergency signage can help keep your loved ones and your vehicle from more harm after an accident. And, while we rely on technology, there’s a chance it might fail when you need to record a phone number or license plate details—keep a pad and pen in your car.

• Make sure to have the right amount of auto coverage to fit your needs. While an insurance policy is not a substitute for health and safety, knowing you’ll be covered in the case of an accident can reduce the stress.

In the event of an accident, immediately:

• Take care. Pull the vehicle to the side of the road, if possible. If the accident was triggered by road rage, take extra cautions when engaging with the other driver. If you are bumped from behind and think you might be the intended victim of a […]

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Continue reading this Insurance Information Institute article.