When to Show Your Roof Some Love

You may tend to overlook your roof, but it’s actually the most important component of your home – and the most vulnerable. It protects you from the elements like rain, snow and sun, but roofs don’t last forever!

I didn’t really think about the importance of roofs until recently when my friend and her husband bought their first home. It was built in the late 40s, and since she moved in she’s been saying how badly her roof needs replacing. Of course, that was five months ago, and work has still yet to be done. I then thought to myself, is putting off the project really going to affect you that much?

The answer is, yes!

So – I began to research how one would go about replacing or repairing a roof.

The first order of business: understand the relationship between the age of your roof and its life expectancy. According to the Good Housekeeping magazine, shingle roofs should last between 20-30 years (if you have a different type of roof, such as metal or clay tile, you may have to follow different rules). If your home is new or the roof was recently replaced, you should be in the clear. However, it doesn’t hurt to do a checkup after getting hit with severe weather like a hailstorm, ice and snow or crazy rain.

If your roof is getting close to its 30th birthday, keep your eyes open for warning signs that tell you it’s time for a revamp. Here are a few things to look out for:

• Loose shingle tabs
• Cracks in shingles
• Broken or missing tabs
• Buckling or curling shingles
• Shingles covered in moss or algae
• Majority of granules worn off tabs
• Sunlight is shining through the attic
• Extensive leaking

According to Home Advisor, a roof replacement can range anywhere from $2,000 to $7,000. The size of your home, the materials used and where you live will affect that price range. It’s no small sum, but in return[…]

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Continue to read this Foremost Insurance article.