RV Insurance: Personal Belongings List

RV Insurance: Personal Belongings List

A personal belongings inventory in the event you need to file a claim against your RV Insurance is very important should disaster strike. When you’re on the road, you never know what surprises await you. Unfortunately, not all surprises are pleasant ones. Someday you may find that fire or flood has damaged your RV, or that a burglar has taken many of your valuable personal possessions.

Are You Prepared?

If so, your insurance company will ask you to provide them with a list of what’s been damaged or destroyed, the value of those items, and proof of ownership. Are you prepared to do this? Could you remember everything that you had in your RV, what’s damaged or missing, when and where you bought each item, and how much it cost? Considering the trauma and stress a major loss can cause, probably not. Which is why you need to complete a personal belongings inventory before you head out on your next adventure.

What You Need

You can use anything from simple pencil and paper, to special software programs, to video cameras to compile your inventory. It should include a description of each item, model numbers and serial numbers, the purchase date, original value, and estimated current value. For more valuable items, say over $100, save your sales receipts and keep them with your inventory.

Conducting Inventory

When conducting the inventory, begin outside your RV and record everything kept in outside storage compartments. Then move inside and work from one end to the other. Open drawers, cupboards, closets, storage bins and toolboxes and record their contents, along with any furniture, appliances, or…

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113 North Irwin Avenue
Ocilla, GA 31774