Accidents with Deer and Animals
You’re driving down the road minding your own business, when a deer runs out in front of you! Does your insurance cover this?
You’re covered if you have comprehensive insurance, which is an optional coverage you can add to your auto policy. FYI: Most drivers do add comprehensive. See more examples below of how animals can cause damage and how you’re covered.
You’re covered in a variety of accidents and situations
- You hit an animal
- An animal runs into your car
- An animal burrows into your car (sounds crazy, but sometimes raccoons tear into seat cushions, or rodents make nests under the hood)
Note: Your vehicle can still be covered if you swerve to avoid hitting an animal and then hit another vehicle/object or overturn your car. But, that would instead be covered by collision and not comprehensive. Collision is also an optional coverage…
Keep reading this article on Progressive.